Dovly: Grow your Credit Score

In-app purchases
4.7
34.3K reviews
500K+
Downloads
Content rating
Everyone
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About this app

With more than 1,000,000 downloads, Dovly’s AI-powered tools can help you build credit and boost your score by an average of 82 points* and hit those life goals—like buying a car, getting approved for a credit card or getting that dream home—sooner than you’d expect.

AN AVERAGE 82-POINT CREDIT SCORE BOOST? YEAH, WE’RE THAT GOOD.

Boost your credit score fast with an AI credit engine proven to optimize results. Download the only credit app you'll ever need and let Dovly’s AI credit engine work on your behalf to fix, build, monitor, and protect your credit score – 100% free. No credit card required.

ACHIEVING LIFE MILESTONES MADE EASY WITH DOVLY AI’S CREDIT ENGINE

Get approved for a new credit card, secure a mortgage, save money, start planning your future family - endless possibilities with better credit. Our AI engine makes it easy to slay your credit score—so you can focus on what really matters.

WITH 14,000,000 POINTS INCREASED IN TOTAL, WE KNOW WHAT IT TAKES TO MAKE YOUR CREDIT RIGHT**.

Say goodbye to lawyers, credit improvement companies, and juggling multiple online tools like Credit Karma and Kikoff’s credit building app and say hello to Dovly AI’s credit score app. Provides access to monthly Transunion free credit score and report, AI-powered disputes with TransUnionĀ®, personalized tips and guides tailored to your financial situation to help you build a strong credit profile, credit building tools providing you with easy ways to build and improve your credit score, and credit lock fraud protection, – all in one place.

* Average increase experienced by a sample of 30,746 Dovly AI Premium members that have been enrolled more than 6 months, as of November 2024.
** The combined total credit score increase among Dovly AI members through April 2025.

Terms and conditions: https://www.dovly.com/terms-conditions/
Privacy policy: https://www.dovly.com/privacy-policy
Updated on
Jun 17, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
33.7K reviews
Roger Marlow
July 1, 2025
Underwhelmed. Purchased an annual membership because the advertising in the ad implied it included a credit builder line of credit - it does not, just access to offers from other lenders. The rest of the features here are offered by other apps like Credit Karma or Acorns for cheaper. Kind of feels like a scam meant to prey on people in a tight spot more than an actual, functional credit building tool. I lost my $100 so you can keep yours - don't buy the membership here.
2 people found this review helpful
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Eric
May 18, 2025
This app is very easy to use and makes disputing an item on your credit report very easy. I just started using it and they have already helped me get one item removed of my account by using their AI they were able to find a mistake in the reporting and got the item deleted completely off of my report. Definitely happy with it so far!
24 people found this review helpful
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Habeebidee M Ashayish
March 10, 2025
Don't pay for premium!!! After getting one positive result during my free trial, I decided to upgrade to the paid service at $20 a month. WHAT. A. WASTE. It's now been 4 months since I began my free trial, and only one of my NINE outstanding disputes has been resolved. Not in my favor, but hell, at least it was resolved. Everything is always "rescheduled". Every single month. I'll be doing a chargeback on my debit card since this is obviously a scam.
68 people found this review helpful
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What’s new

We've made enhancements and improvements to keep your credit journey smooth and easy. Enjoy!