M1: Invest & Bank Smarter

I-M1: Ukwakha ingcebo eyinkimbinkimbi, eyenziwe lula.

Hlangana ne-M1: I-Finance Super App®, lapho ungazuza khona, utshale imali futhi uboleke—konke endaweni eyodwa. Joyina amakhulu ezinkulungwane zabatshalizimali abasithembayo ngezimpahla ezingaphezu kwezigidigidi ezingu-$10.

THOLA
• Thuthukisa ukheshi nge-Akhawunti Yekheshi Yesivuno Esiphezulu enikeza u-4.00% APY1
• I-FDIC-insured efinyelela ku-$4.75 million2
• Ayikho ibhalansi encane

TSHALA
• Yakha iphothifoliyo yangokwezifiso—ebizwa ngokuthi i-Pie—kusuka ezitokweni ezingu-6,000+ nama-ETF
• Khetha kumaphothifoliyo akhethiwe ngokusekelwe ezinhlosweni nokubekezelela ubungozi
• Tshala imali isikhathi eside ngokulinganisa kabusha okuzenzakalelayo kanye namasheya angama-fractional
• Ama-akhawunti e-brokerage: Vula ama-akhawunti womuntu ngamunye, Joyina, owethembayo, kanye nawokugcina
• Ama-akhawunti omhlalaphansi: Phequlula noma uvule i-Traditional, Roth noma i-SEP IRA

MARGIN
• Izinga lemaji yokuncintisana: 6.25%3
• Boleka kufika ku-50% yenani lephothifoliyo yakho
• Awekho amaphepha engeziwe noma ukuhlolwa kwezikweletu

KUNGANI UKHETHA i-M1?
• I-automation ethuthukisiwe: Tshala imali ngokulinganisa kabusha okuguquguqukayo
• Kulula futhi ulawule: Phatha iphothifoliyo eyinkimbinkimbi ngaphandle komsebenzi omatasa
• Izindleko eziphansi: Awekho amakhomishini ekuhwebeni^, mahhala kumakhasimende anemali engaphezu kuka-$10,000 ku-M1

UKUPHEPHA
• Ukubethela kwezinga lebhange elingu-256-bit
• Ukuqinisekiswa kwezinto ezi-2
• Ukuvikelwa kwe-SIPC kufika ku-$500,000 Kuma-akhawunti Otshalomali

QALISA
1. Dala i-akhawunti yakho
2. Yakha iphothifoliyo yakho noma udlulisele komunye umthengisi
3. Ngenisa i-akhawunti yakho bese uqala ukwakha ingcebo yesikhathi eside
M1. Okwakho Okufanele Ukwakha.®

I-1Annual Percentage Ield (APY) kusukela ngomhla ka-5/1/25. Amanani angashintsha.
2Ibhalansi engukheshi ku-Akhawunti yakho Yemali ifanelekela Umshwalense we-FDIC uma usushaneliwe uye emabhange esibambisene nawo futhi uphuma ku-akhawunti yakho yokuthengiselana. Kuze kube yilapho ibhalansi yemali ishanelwa iye emabhange ozakwethu, izimali zigcinwe ku-akhawunti ye-brokerage futhi zivikelwe umshwalense we-SIPC. Uma izimali sezishanelwe zayiswa ebhange likazakwethu, azisabanjwa ku-akhawunti yakho yomthengisi futhi azivikelwa umshwalense we-SIPC. Umshwalense we-FDIC awunikeziwe kuze kube yilapho izimali ezibamba iqhaza ohlelweni lokushanela zishiya i-akhawunti yakho yomthengisi futhi zingene ohlelweni lokushanela. Umshwalense we-FDIC usetshenziswa ezingeni lephrofayela yekhasimende. Amakhasimende anesibopho sokuqapha isamba sempahla yawo kumabhange ohlelo lokushanela ngalinye.
3 Izilinganiso ze-margin zingashintsha. Bona amanani amanje ku-m1.com/borrow.
^I-M1 Finance, LLC ayikhokhisi ikhomishini, ukuhweba, noma izinkokhelo zokuphatha zama-akhawunti omthengisi aziqondise wona. Usengakhokhiswa ezinye izinkokhelo ezifana nenkokhelo yeplathifomu ye-M1, izinkokhelo zokulawula, izindleko zokuvalwa kwe-akhawunti, noma izinkokhelo ze-ADR. Ukuze uthole uhlu oluphelele lwezimali ezikhokhiswa i-M1, bheka Ishejuli Yezinkokhelo ze-M1.
I-M1 yinkampani yezobuchwepheshe ehlinzeka ngezinhlobonhlobo zemikhiqizo namasevisi ezezimali. I-“M1” ibhekisela ku-M1 Holdings Inc., kanye nezinkampani eziphethwe ngokuphelele, ezihlukene i-M1 Finance LLC, M1 Spend LLC, kanye ne-M1 Digital LLC.
Ukutshala imali kuhilela ubungozi, okuhlanganisa nengozi yokulahlekelwa. I-M1 Finance LLC ingumthengisi obhalisiwe we-SEC, Ilungu le-FINRA/SIPC.

Izilinganiso zokuboleka, imigomo, nemibandela ingashintsha futhi ingahluka ngokuya ngesinqumo sesikweletu, izimo zemakethe nezinye izici. Lokhu akuwona ukunikezwa, ukucela isithembiso, noma iseluleko sokuthenga noma ukuthengisa izibambiso, noma ukuvula i-akhawunti yomthengisi kunoma iyiphi indawo lapho i-M1 ingabhalisiwe khona.
Ukuhweba kwe-margin kuhilela ubungozi obukhulu, okuhlanganisa, kodwa kungagcini nje, ubungozi bokulahlekelwa kanye nokuvela kwesikweletu senzalo ye-margin, futhi akubafanele bonke abatshalizimali. Ama-akhawunti e-brokerage kuplathifomu ye-M1 adalulwe ngokugcwele ku-APEX Clearing noma asulwe nge-M1 Finance LLC.

Abasebenzisi abasebenzisa i-APEX yama-akhawunti emajini asuliwe kufanele babuyekeze ukudalulwa kwengozi ye-akhawunti yemajini ye-APEX ngaphambi kokuboleka. Abasebenzisi abasebenzisa i-akhawunti yemajini esuliwe ye-M1 kufanele babuyekeze ukudalulwa kwengozi ye-akhawunti ye-M1 ngaphambi kokuboleka. I-M1 Margin Loans iyatholakala kuma-akhawunti e-margin okungenani ayi-2,000 etshalwe ku-akhawunti ngayinye. Ayitholakali kuma-akhawunti omhlalaphansi noma okugcina. Izilinganiso zemajini zingahluka. Imikhiqizo namasevisi okuthengisa ahlinzekwa yi-M1 Finance LLC, Ilungu le-FINRA / SIPC, kanye nenkampani ephethwe ngokugcwele ye-M1 Holdings, Inc.

I-M1 Finance LLC
200 N LaSalle Street, Ste. 810
Chicago, IL 60601