YNAB

์ธ์•ฑ ๊ตฌ๋งค
4.7
๋ฆฌ๋ทฐ 2.21๋งŒ๊ฐœ
100๋งŒ+
๋‹ค์šด๋กœ๋“œ
์ฝ˜ํ…์ธ  ๋“ฑ๊ธ‰
์ „์ฒด์ด์šฉ๊ฐ€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€

์•ฑ ์ •๋ณด

๋‹น์‹ ์˜ ๋ˆ์€ ์–ด๋””์— ์“ฐ์ด๋‚˜์š”? ๋‹น์‹ ์ด ์›ํ•˜๋Š” ๊ณณ์— ์ •ํ™•ํžˆ!

ํ‰๋ฒ”ํ•œ YNAB ์‚ฌ์šฉ์ž(์ •๋ง ํ‰๋ฒ”ํ•œ ์‚ฌ๋žŒ)๋ผ๋ฉด, ์ฒซ ๋‘ ๋‹ฌ ๋™์•ˆ 600๋‹ฌ๋Ÿฌ๋ฅผ ์ €์ถ•ํ•  ์ˆ˜ ์žˆ์„ ๊ฒ๋‹ˆ๋‹ค. ์ฒซํ•ด์—๋Š” 6,000๋‹ฌ๋Ÿฌ๋ฅผ ์ €์ถ•ํ•  ์ˆ˜๋„ ์žˆ์ฃ . ํ•˜์ง€๋งŒ ๋Š˜์–ด๋‚˜๋Š” ์€ํ–‰ ์ž”๊ณ ๋‚˜ ๊ฐš์•„์ง„ ์‹ ์šฉ์นด๋“œ ๊ธˆ์•ก๋ณด๋‹ค ํ›จ์”ฌ ๋” ํฐ ํšจ๊ณผ๋ฅผ ๊ฒฝํ—˜ํ•  ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค. YNAB ์‚ฌ์šฉ์ž์˜ 92%๊ฐ€ YNAB๋ฅผ ์‹œ์ž‘ํ•œ ํ›„ ์ŠคํŠธ๋ ˆ์Šค๊ฐ€ ์ค„์—ˆ๋‹ค๊ณ  ๋‹ตํ–ˆ์Šต๋‹ˆ๋‹ค.

๋ชจ๋“  ๋ˆ์€ ๋‹น์‹ ์„ ๋‚˜ํƒ€๋ƒ…๋‹ˆ๋‹ค. ๋‹น์‹ ์˜ ์—๋„ˆ์ง€์˜ ์‚ฐ๋ฌผ์ด์ฃ . ๋‹น์‹ ์€ ๊ทธ ๋ชจ๋“  ์—๋„ˆ์ง€๋ฅผ ๋‚ญ๋น„ํ•˜๊ธฐ์—๋Š” ๋„ˆ๋ฌด ์—ด์‹ฌํžˆ ์ผํ•ฉ๋‹ˆ๋‹ค. ๋ชจ๋“  ๋ˆ์„ ๋‹น์‹ ์˜ ์šฐ์„ ์ˆœ์œ„์™€ ๊ฐ€์น˜, ์š•๊ตฌ์™€ ํ•„์š”, ์ผ๊ณผ ์—ฌ๊ฐ€๋ฅผ ์œ„ํ•ด ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋„๋ก, ๋‹น์‹ ์˜ ์›”๊ธ‰์ด ๋‹น์‹ ์˜ ์‚ถ๊ณผ ์ง๊ฒฐ๋˜๋Š” ๋ฐฉ๋ฒ•์„ ์•Œ๋ ค๋“œ๋ฆฌ๊ฒ ์Šต๋‹ˆ๋‹ค. ๋‹น์‹ ์˜ ๋ˆ์€ ๊ณง ๋‹น์‹ ์˜ ์‚ถ์ž…๋‹ˆ๋‹ค. YNAB์™€ ํ•จ๊ป˜ ์•Œ๋œฐํ•˜๊ฒŒ ์‚ฌ์šฉํ•˜์„ธ์š”.

์ง€๊ธˆ ๋ฐ”๋กœ 1๊ฐœ์›” ๋ฌด๋ฃŒ ์ฒดํ—˜์„ ์‹œ์ž‘ํ•˜์„ธ์š”!

ํŠน์ง•:
ํŒŒํŠธ๋„ˆ์™€ ๊ฐ€์กฑ์„ ์œ„ํ•ด ์ œ์ž‘
- ํ•˜๋‚˜์˜ YNAB ๊ตฌ๋…์œผ๋กœ ์ตœ๋Œ€ 6๋ช…๊นŒ์ง€ ์˜ˆ์‚ฐ ๊ณต์œ  ๊ฐ€๋Šฅ
- ํŒŒํŠธ๋„ˆ์™€์˜ ์žฌ์ • ๊ณต์œ  ๊ฐ„์†Œํ™”
- ์ปคํ”Œ ์ƒ๋‹ด๋ณด๋‹ค ์ €๋ ด

๋นš ์ฒญ์‚ฐ
- ๋Œ€์ถœ ์„ค๊ณ„ ๋„๊ตฌ
- ์ ˆ์•ฝ๋œ ์‹œ๊ฐ„๊ณผ ์ด์ž ๊ณ„์‚ฐ
- ๋‹น์‹ ์„ ์‘์›ํ•˜๋Š” ๋นš ์ฒญ์‚ฐ ์ปค๋ฎค๋‹ˆํ‹ฐ

๊ฑฐ๋ž˜ ๋‚ด์—ญ ์ž๋™ ๊ฐ€์ ธ์˜ค๊ธฐ
- ๊ธˆ์œต ๊ณ„์ขŒ๋ฅผ ์•ˆ์ „ํ•˜๊ฒŒ ์—ฐ๊ฒฐํ•˜์—ฌ ๊ฑฐ๋ž˜ ๋‚ด์—ญ ๊ฐ€์ ธ์˜ค๊ธฐ
- ๊ฑฐ๋ž˜ ๋‚ด์—ญ ์ˆ˜๋™ ์ถ”๊ฐ€ ์˜ต์…˜
- ๊ฑฐ๋ž˜ ๋‚ด์—ญ์„ ๋ถ„๋ฅ˜ํ•˜๋Š” ๋ฌ˜ํ•˜๊ฒŒ ๋งŒ์กฑ์Šค๋Ÿฌ์šด ๋ฃจํ‹ด ๊ฒฝํ—˜

๊ด‘๊ณ  ์—†์Œ
- ๊ฐœ์ธ์ •๋ณด ๋ณดํ˜ธ
- ์•ฑ ๋‚ด ๊ด‘๊ณ  ์—†์Œ
- ํƒ€์‚ฌ ์ œํ’ˆ ํ™๋ณด ์—†์Œ. ์œผ์•…!

ํ•œ ๊ณณ์—์„œ ์žฌ์ • ์ƒํ™ฉ์„ ํ™•์ธํ•˜์„ธ์š”
- ์ˆœ์ž์‚ฐ ๋ณด๊ณ ์„œ
- ์ง€์ถœ ๋‚ด์—ญ ๋ถ„์„
- ์ˆ˜์ž… vs ์ง€์ถœ ๋ณด๊ณ ์„œ

๋” ๋น ๋ฅธ ๋ชฉํ‘œ ์„ค์ • ๋ฐ ๋‹ฌ์„ฑ
- ์ง€์ถœ ์ถ”์ 
- ์ง€์ถœ ๋ชฉํ‘œ ์„ค์ •
- ์ง„ํ–‰ ์ƒํ™ฉ ์‹œ๊ฐํ™”

์‹ค์ œ ์ „๋ฌธ๊ฐ€๋“ค์˜ ๋„์›€
- ์ˆ˜์ƒ ๊ฒฝ๋ ฅ์— ๋น›๋‚˜๋Š” ์ง€์›ํŒ€
- ๋ฌด๋ฃŒ ๋ผ์ด๋ธŒ ์›Œํฌ์ˆ
- (์™„๋ฒฝํ•˜์ง€๋Š” ์•Š์ง€๋งŒ) ์‹ค์ œ ์ „๋ฌธ๊ฐ€๋“ค

๋‹น์‹ ์˜ ๋ˆ์€ ๋‹น์‹ ์˜ ์‚ถ์ž…๋‹ˆ๋‹ค. YNAB์™€ ํ•จ๊ป˜ ํ˜„๋ช…ํ•˜๊ฒŒ ์‚ฌ์šฉํ•˜์„ธ์š”.

30์ผ ๋ฌด๋ฃŒ ์ด์šฉ ํ›„ ์›”/์—ฐ ๊ตฌ๋… ๊ฐ€๋Šฅ

๊ตฌ๋… ์„ธ๋ถ€ ์ •๋ณด
- YNAB๋Š” 1๋…„ ์ž๋™ ๊ฐฑ์‹  ๊ตฌ๋…์œผ๋กœ, ์›” ๋˜๋Š” ์—ฐ ๋‹จ์œ„๋กœ ์ฒญ๊ตฌ๋ฉ๋‹ˆ๋‹ค.
- ๊ตฌ๋งค ํ™•์ธ ์‹œ iTunes ๊ณ„์ •์œผ๋กœ ์š”๊ธˆ์ด ์ฒญ๊ตฌ๋ฉ๋‹ˆ๋‹ค.
- ํ˜„์žฌ ๊ตฌ๋… ๊ธฐ๊ฐ„ ์ข…๋ฃŒ ์ตœ์†Œ 24์‹œ๊ฐ„ ์ „์— ์ž๋™ ๊ฐฑ์‹ ์„ ํ•ด์ œํ•˜์ง€ ์•Š์œผ๋ฉด ๊ตฌ๋…์ด ์ž๋™์œผ๋กœ ๊ฐฑ์‹ ๋ฉ๋‹ˆ๋‹ค.
- ํ˜„์žฌ ๊ตฌ๋… ๊ธฐ๊ฐ„ ์ข…๋ฃŒ 24์‹œ๊ฐ„ ์ด๋‚ด์— ๊ฐฑ์‹  ์š”๊ธˆ์ด ๊ณ„์ •์— ์ฒญ๊ตฌ๋ฉ๋‹ˆ๋‹ค.
- ๊ตฌ๋…์€ ์‚ฌ์šฉ์ž๊ฐ€ ๊ด€๋ฆฌํ•  ์ˆ˜ ์žˆ์œผ๋ฉฐ, ๊ตฌ๋งค ํ›„ ์‚ฌ์šฉ์ž ๊ณ„์ • ์„ค์ •์—์„œ ์ž๋™ ๊ฐฑ์‹ ์„ ํ•ด์ œํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
- ๋ฌด๋ฃŒ ์ฒดํ—˜ ๊ธฐ๊ฐ„์ด ์ œ๊ณต๋˜๋Š” ๊ฒฝ์šฐ, ์‚ฌ์šฉ์ž๊ฐ€ ํ•ด๋‹น ์ถœํŒ๋ฌผ์˜ ๊ตฌ๋…์„ ๊ตฌ๋งคํ•˜๋ฉด ์‚ฌ์šฉํ•˜์ง€ ์•Š์€ ๊ธฐ๊ฐ„์€ ์†Œ๋ฉธ๋ฉ๋‹ˆ๋‹ค.
(ํ•ด๋‹น๋˜๋Š” ๊ฒฝ์šฐ)

You Need A Budget UK Limited๋Š” ๊ทœ์ œ ๋Œ€์ƒ ๊ณ„์ขŒ ์ •๋ณด ์„œ๋น„์Šค๋ฅผ ์ œ๊ณตํ•˜๋Š” TrueLayer์˜ ๋Œ€๋ฆฌ์ธ์ด๋ฉฐ, 2011๋…„ ์ „์žํ™”ํ ๊ทœ์ •(ํšŒ์‚ฌ ์ฐธ์กฐ ๋ฒˆํ˜ธ: 901096)์— ๋”ฐ๋ผ ๊ธˆ์œต๊ฐ๋…์ฒญ(FCA)์˜ ์Šน์ธ์„ ๋ฐ›์•˜์Šต๋‹ˆ๋‹ค.

์ด์šฉ ์•ฝ๊ด€:
https://www.ynab.com/terms/?isolated

๊ฐœ์ธ์ •๋ณด์ฒ˜๋ฆฌ๋ฐฉ์นจ:
https://www.ynab.com/privacy-policy/?isolated

์บ˜๋ฆฌํฌ๋‹ˆ์•„ ๊ฐœ์ธ์ •๋ณด์ฒ˜๋ฆฌ๋ฐฉ์นจ:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
์—…๋ฐ์ดํŠธ ๋‚ ์งœ
2025. 7. 7.

๋ฐ์ดํ„ฐ ๋ณด์•ˆ

๋ณด์•ˆ์€ ๊ฐœ๋ฐœ์ž๊ฐ€ ๋ฐ์ดํ„ฐ๋ฅผ ์ˆ˜์ง‘ ๋ฐ ๊ณต์œ ํ•˜๋Š” ๋ฐฉ์‹์„ ํŒŒ์•…ํ•˜๋Š” ๊ฒƒ์—์„œ ์‹œ์ž‘๋ฉ๋‹ˆ๋‹ค. ๋ฐ์ดํ„ฐ ๊ฐœ์ธ ์ •๋ณด ๋ณดํ˜ธ ๋ฐ ๋ณด์•ˆ ๊ด€ํ–‰์€ ์‚ฌ์šฉ์ž์˜ ์•ฑ ์‚ฌ์šฉ, ์ง€์—ญ, ์—ฐ๋ น์— ๋”ฐ๋ผ ๋‹ค๋ฅผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๋‹ค์Œ์€ ๊ฐœ๋ฐœ์ž๊ฐ€ ์ œ๊ณตํ•œ ์ •๋ณด์ด๋ฉฐ ์ถ”ํ›„ ์—…๋ฐ์ดํŠธ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
์•ฑ์—์„œ ์ œ3์ž์™€ ๊ณต์œ ํ•  ์ˆ˜ ์žˆ๋Š” ๋ฐ์ดํ„ฐ ์œ ํ˜•
๊ฐœ์ธ ์ •๋ณด ๋ฐ ๊ธฐ๊ธฐ ๋˜๋Š” ๊ธฐํƒ€ ID
์•ฑ์—์„œ ์ˆ˜์ง‘ํ•  ์ˆ˜ ์žˆ๋Š” ๋ฐ์ดํ„ฐ ์œ ํ˜•
์œ„์น˜, ๊ฐœ์ธ ์ •๋ณด ์™ธ 4๊ฐœ ํ•ญ๋ชฉ
์ „์†ก ์ค‘ ๋ฐ์ดํ„ฐ ์•”ํ˜ธํ™”๋จ
๋ฐ์ดํ„ฐ ์‚ญ์ œ๋ฅผ ์š”์ฒญํ•  ์ˆ˜ ์žˆ์Œ

ํ‰์  ๋ฐ ๋ฆฌ๋ทฐ

4.7
๋ฆฌ๋ทฐ 2.15๋งŒ๊ฐœ
YK YUN
2023๋…„ 6์›” 26์ผ
Excellent. It requires a bit more effort compared to other apps, but it surely returns even much more. Thanks for making this wonderful app.
์‚ฌ์šฉ์ž 2๋ช…์ด ์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ•˜๋‹ค๊ณ  ํ‰๊ฐ€ํ•จ
์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ–ˆ๋‚˜์š”?
ynab.com
2023๋…„ 6์›” 27์ผ
We're so glad to hear that YNAB has made a difference in your financial life! Being proactive with your spending decisions really is a game\-changer. ๐Ÿ™Œ Thanks for taking the time to leave us a review, we appreciate it! \- Jill@YNAB
Google ์‚ฌ์šฉ์ž
2018๋…„ 10์›” 25์ผ
Still waiting for the 'undo' button!
์‚ฌ์šฉ์ž 5๋ช…์ด ์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ•˜๋‹ค๊ณ  ํ‰๊ฐ€ํ•จ
์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ–ˆ๋‚˜์š”?

์ƒˆ๋กœ์šด ๊ธฐ๋Šฅ

Weโ€™ve squashed some bugs and updated some code so that you can keep aligning the way you spend with the way you want to live. Notably:ย 
- We gave the sign-up screen a little makeoverโ€”it now matches the rest of the appโ€™s vibes.
- Keyboard login is now crash-free for a smoother start every time.