Acorns: Invest For Your Future

4,7
359K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and your financial wellness.

At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once.

More than 14,000,000 Americans have invested over $25,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change.

SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000.

WHAT’S IN THE APP:

INVEST:

- EASY, AUTOMATED INVESTING
Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. You can invest spare change each time you make a purchase with Round-UpsĀ®, or set up automated recurring investments starting as low as $5.

- INVEST IN BITS OF BITCOIN
Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your already-diversified portfolio towards a Bitcoin-linked ETF.

- PERSONALIZE YOUR PORTFOLIO
Personalize your investments with a Custom Portfolio, allowing you to add individual stocks from the largest 100+ public US companies.

- INVEST FOR RETIREMENT
Save for your golden years with an Acorns Later retirement account, and get a 3% IRA match on new contributions during your first year with Acorns Gold.

- INVEST FOR YOUR KIDS
Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1%!

SAVE:

- EMERGENCY FUND
Build savings for life’s unexpected hiccups, including a 4.05% APY to help your money grow.

- CHECKING WITH APY
Earn 2.57% on your checking account with the Mighty Oak debit card.

AND MORE:

- KIDS & TEEN DEBIT CARD
Teach your kids financial wellness with an Acorns Early debit card, included in the Gold subscription.

- EARN BONUS INVESTMENTS
Shop 12,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Plus, earn limited-time referral bonuses of up to $1,200.

- GROW YOUR MONEY KNOWLEDGE
Access custom articles, videos, courses, and live Q&As to learn about investment and savings strategies.


SUBSCRIPTION PLANS

Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Bronze ($3/mo)
—
Investing tools to get you started on your financial journey.

- Round-UpsĀ®
- Expert-built diversified portfolio
- Retirement account
- Checking account, and more

Silver ($6/mo)
—
Level up your saving and investing skills.

- Everything in Bronze
- 1% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Silver
- Emergency fund
- Courses and videos to help you grow your money knowledge
- Live Q&As with investing experts

Gold ($12/mo)
—
Full suite of saving, investing, and learning tools for you and your family.

- Everything in Silver
- 3% IRA match on new contributions to your Acorns Later retirement account during your first year with Acorns Gold
- Investment accounts for your kids with a 1% match
- Acorns Early smart money app and debit card for kids
- Ability to add individual stocks to your portfolio
- $10,000 life insurance policy
- Complimentary Will, and more

—

Disclosures are available in the images above and at www.acorns.com/disclosures

5300 California Ave Irvine CA 92617
Updated on
07 Jul 2025
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Messages
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,7
350K reviews
William Baldwin
30 May 2025
It's a decent app for what you get. The gold plan offers very little compared to Robinhood (and it's more expensive), so if I had to do it over, Id choose them. very little stock and etf options all things considered. other apps just blow it out of the water with choices and control. the customer service takes forever and calls are, of course, outsourced to people who have hardly any control over what happens. rarely, are complicated issues resolved. good for set it and forget it invest
15 people found this review helpful
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Acorns
30 May 2025
We are sorry to hear about the experience you may have encountered. We're constantly striving to enhance our services to better align with your needs, and we will certainly pass along your feedback to the relevant team. If you have any additional questions, please contact our support team at: support.acorns.com or by phone at (855) 739-2859.
Jessica M
15 October 2024
The round ups are really inconsistent. I linked my account and activated round ups and the weekly investment but the only consistent debit was the investment. When I checked on the app it showed it hadn't updated activity in 5 months. I keep having to unlink and relink my account for the round ups to activate. If this continues I'll just go back to a normal savings since this isn't really worth it otherwise. It's supposed to be an automatic thing I shouldn't have to constantly check.
203 people found this review helpful
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Acorns
15 October 2024
We are very sorry to hear about your experience! For more information on Rounds-UpsĀ®, please visit: https://bit.ly/4dkBN0U For any additional assistance, please contact our support team at: support.acorns.com or by phone at (855) 739-2859.
Eva-Marie Leger
18 June 2025
Makes you link your bank account then tells you what the monthly charge of using the app is but if you don't want to pay that (and why would you when plenty of others do the same thing for free) you can't go back to the previous page or get to another page to delete your bank info. Far as I can see so far I'm going to have to subscribe and then immediately unlink my bank then delete my amount account and cancel subscription.
2 people found this review helpful
Did you find this helpful?
Acorns
18 June 2025
We’re sorry to hear about your experience and would like to look into this for you. As a subscription-based service, we bundle our products, tools, and educational resources together. You can learn more at: www.acorns.com/pricing/. If you need further assistance, please contact our support team at: support.acorns.com or by phone at (855) 739-2859.

What's new

We made some small changes so it’s even easier to help your money grow, because we believe small change adds up. Grow your oak!