XTB Online Investing

4.4
88.6K reviews
5M+
Downloads
Content rating
Everyone
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About this app

About XTB
XTB is a global financial institution trusted by over 1.6 million clients worldwide. We offer a wide range of tools and instruments for investments (stocks, ETFs), trading (CFDs on currencies, commodities, crypto, indices and more) and savings solutions (Investment Plans and interest on free funds). All of this is available within a single ecosystem, a single app, where your money can work for you.

Buy stocks and ETFs commission-free
XTB app gives you access to over 5000 stocks and ETFs from 16 major exchanges around the world. Invest in stocks and ETFs with 0% commission.*

Choose from thousands of CFDs
Trade CFDs based on currency pairs (Forex), commodities, indices, stocks, ETFs and cryptocurrencies.

Make the most of our savings solutions
Investment Plans
At XTB, you can create your personal Investment Plan that will help you regularly set aside small amounts, invest passively and reach your desired goals, like: travel, retirement, electronics or a new house.
Interest on free funds
You can also profit while waiting for the perfect investment opportunity. All your uninvested funds earn interest, which is calculated daily and paid out monthly.

Keep your money handy with eWallet and a multi-currency card
Convenient shopping with your phone, contactless ATM withdrawals worldwide, instant currency exchange or fast and simple transfers? Discover numerous solutions for your everyday finances with eWallet. Feel free wherever you are.

2FA - an extra layer of security
We implemented 2FA (Two-Factor Authentication) through SMS verification to ensure that no one gains unauthorized access to your XTB account and funds.

Safe and secure deposits and withdrawals
Make a deposit instantly by credit/debit cards like Visa/Mastercard or using services such as PayPal, Skrill, Neteller. Easily transfer funds between sub-accounts in XTB or withdraw to your personal bank account - all safely and securely via the app.

24h/5 support
Our customer service team offers support in 18 languages and is available 24 hours a day, whenever the markets are open from Monday to Friday, via email, chat or phone.

Free training account
Open a free training account in seconds to test your investment ideas and strategies. Experience how the market works without risking your own capital. And when you're ready, open a real XTB account for free in just 15 minutes and let your money work... FOR REAL!

Trainings and webinars
Use our extensive video library and educate yourself utilizing hundreds of hours of webinars. Learn more about various aspects of investing such as risk management or investing strategies. Enjoy clear selection - from basic to intermediate and expert tutorials. expert step by step.

Market news and analysis
Get breaking news and read professional market analysis prepared by our award-winning research team.

Advanced charts and technical analysis
Find the best investment opportunities with over 35 indicators, different chart types, technical analysis, drawing tools and other features in the app.

*For monthly turnover up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10EUR).
**CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
75% of retail investor accounts lose money when trading CFDs with this provider.
You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
***DiPocket UAB, an Electronic Money Institution registered by the Bank of Lithuania, provides the eWallet services, including payment accounts and cards. The card is issued under a Mastercard license.
Updated on
Jul 10, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Personal info, Financial info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
85.8K reviews
Zoltan Mester
July 9, 2025
Good luck doing basic things. Like filling out the form to verify your bank account details. IF you manage to fill it out, hitting the send after getting the sms verification code does nothing. Of course you can use a very expensive international bank transfer and add even more money, but at this point I don't trust that I would ever get my money back. just seems shady.
3 people found this review helpful
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Mateusz Panek
June 29, 2025
The refreshed app is really much better, but I think it's missing the details for investors like dividend calendar for held positions, portfolio's performance last 3/6/12/YTD etc, dividends YTD etc. It would also be great if the companies were categorised by their main sector instead of just a long list of stocks. Must admit though, fantastic that the app is staying so quick and responsive, even after major updates!
56 people found this review helpful
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XTB S.A.
December 1, 2023
Thank you for your feedback. Please feel free to share any suggestions with us as we are continously working hard to provide the best platform for our Customers. Have a great day ahead!
Nilton Braga
July 2, 2025
Tks for letting the news easy to access. The "rates of return" are perfect at the end of the stocks visualization. A request: it would be very useful if we could save templates for the charts and apply them when needed, in the same way we do on the desktop/web version.
50 people found this review helpful
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XTB S.A.
March 6, 2025
Thank you for your positive feedback. You can toggle between real and demo account by going to the Portfolio tab, tap the top left hand corner icon and scroll down to the bottom to find "Switch to DEMO account". Have a nice day ahead!