X1 Card

Name: X1 Card
Availability: InStock
Rating: 4.590909004211426 (4560 reviews)
Author: Robinhood

Robinhood

4.6

4.56K reviews

10K+

Downloads

Everyone

About this app

To apply for X1 Card, please visit x1.co.

X1 Card
The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card.
- 17g of pure stainless steel
- Higher credit limits
- Points on every single purchase
- No annual fee
- No foreign transaction fee
- No late fee

X1 App
The technology powering X1's smart features.
- View your transactions balance and limit at a glance
- Take control of your spending with virtual cards
- Earn up to 5X Points on every dollar spent with boosts
- Earn up to 10X Points when you shop in the app

Cardholder Support
Please contact support within the app, and we'll respond as soon as possible.

Disclosures
X1 is a financial technology company, not a bank.
X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc.

Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.

Updated on

Sep 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Personal info, Financial info, and Device or other IDs

This app may collect these data types

Location, Personal info and 8 others

Data is encrypted in transit

You can request that data be deleted

Ratings and reviews

4.6

4.26K reviews

Corey Ballew

September 17, 2024

X1 closed my account since I didn't carry a balance with them and hadn't recently used my account. There was no warning or recommendations to use card to keep service going. This is also one of my lowest credit limit cards and interest rate is too high. I also tried to reach out to customer service to keep account open and they refused. Do not use X1, there are many other better credit card companies available with no interest periods, higher credit limits, and better cash back programs.

16 people found this review helpful

March 25, 2023

I'm still getting used to the app (it's dif), but cautiously optimistic. I read somewhere that carrying a balance on this card is worse than other cards (interest applied to new and existing balance, instead of just existing), so I have it set to pay off weekly. The points seem more user friendly than some other cards, but I haven't redeemed any yet. I like the features to administer dependent accounts while building subordinate user credit. the physical card is heavy in a good way, and sleek.

2 people found this review helpful

Dave Thrash

December 31, 2021

WARNING: In some cases they ARE doing a "Hard Pull" on your credit ... They did on mine (only Experian so far), but they aren't completely "Soft Pull" as they claim ... Another note: So far, in setting up autopay, I've only seen the option to "pay full balance every month", not a minimum due, however, that might be one of the "extra perks" that appear over time, so be advised! That being said, the app is nice, the features are nice, and the card itself is beautiful ... Super quick shipping!

8 people found this review helpful