Vectra Mobile Banking

4.7
892 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Managing your finances on the go has never been easier with the Vectra Bank Mobile Banking app.¹

Personal banking features

Account management
• View account balances, details, and activity across accounts
• See your free personal credit score and report
• Apply for new accounts
• Review statements and notices
• Export transactions options

Payments & transfers²
• Send/receive money with Zelle®
• Transfer funds, pay bills, and send wires
• Mobile check deposit

Security & card controls
• Use biometrics for sign-in on supported devices
• Lock/unlock cards instantly
• Set up and manage security alerts

Rewards & offers
• View credit card rewards
• Discover personalized offers

Self service
• Find a branch and ATM
• Schedule travel notifications
• And more

Business banking features

Payments & Transfers² ³ ⁴
• Pay bills and employees
• Send and receive wire transfers
• Use Zelle® for business payments
• Send ACH direct deposits
• Mobile check deposit
• Edit or cancel payments
• Review payment history

User management⁵
• Manage users and permissions
• Reset passwords and access
• Receive personalized activity alerts

Invoice & Get Paid³ ⁴
• Create and send invoices
• Share payment links and QR codes
• Accept cards, ACH, and Apple Pay

Security & authorization⁶
• Use biometric sign-in
• Multi-factor authentication (MFA)
• Enable dual authorization
• Manage alerts and secure messages

To use the App, you must:
• Have a deposit, loan, line of credit, or credit card account with Vectra Bank
• Have a compatible mobile device and U.S. phone number
• Be connected to Wi-Fi or a mobile internet data service**

Have a comment or question? Email us at MobileBankingCustomerSupport@zionsbancorp.com.

**Message and data rates may apply. Please check with your carrier for details.

1 Mobile Banking requires enrollment in Digital Banking. Fees from your wireless provider may apply. Please refer to the applicable Rate and Fee Schedule (Personal or Business Accounts Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and Vectra Bank is neither affiliated with nor endorses these companies or their products/services.

2 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. See your Zelle® and Other Payment Services Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice.

Zelle® is intended for sending money to family, friends, and people you know and trust. It is recommended that you do not use Zelle® to send money to people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle® offer a protection program for any authorized purchase made with Zelle®.

In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license.

3 Wire Transfers and ACH Direct Deposit require enrollment in each service. See the Personal or Business Accounts Schedule of Fees for fees associated with each service.

4 Feature availability for business users is subject to user Entitlements.

5 User Management and certain administrative capabilities are restricted to Customer System Administrators (CSAs) on the business profile. Other conditions may apply, such as if the business has enrolled in Dual Authorization for certain transactions. Refer to the Digital Banking Service Agreement for more information.

6 Approvals are currently applicable for businesses who are enrolled in Dual Authorization, where two business users are required to complete certain transactions (one initiator and one approver).
Updated on
2 Jul 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Personal info, Messages and 3 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.7
881 reviews
Luis Torres
29 August 2021
The new app is less than stellar. This morning it's telling me an update is required but offers no instructions how. In the check ledger, all you see are large number strings for individual transactions. Once you modify the transaction to resemble something meaningful such as the payee name, the app takes you all the way back to the top of the register and not where I was working, extremely frustrating.
4 people found this review helpful
Did you find this helpful?
Zions Bancorporation, N.A.
30 August 2021
Hi Luis, we apologize for any inconvenience and we are working to enhance the transactions feature. Please reach out to us at 855-848-2925 so we can troubleshoot the "Update Required" message you are receiving. Thank you!
BlackStar420
28 July 2022
I love the app it's clear and easy to understand and also the mobile deposit feature works quite well, just make sure you read the directions because you don't have to line the check up perfectly. My only gripe is that the app doesn't let me get my account number from inside of it and doesn't have templates for blank checks so that I can send invoices as a contractor.
3 people found this review helpful
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Zions Bancorporation, N.A.
29 July 2022
Thank you for your feedback! We will pass your suggestions on to our Mobile Product Manager for consideration in the future. If you have any other concerns, please reach out to us at 800-884-6725, Mon - Sat from 7am - 8pm MT.
Colleen Barnes
11 September 2021
Really like the new app. Only complaint so far is I wish transactions weren't listed as a number but rather the name of the place the transaction was made. For example, I actually have to click on each transaction that is listed as a number instead of the retail store to be able to see where the transaction was made . Very time consuming and frustrating. Hopefully they'll fix that.
3 people found this review helpful
Did you find this helpful?
Zions Bancorporation, N.A.
14 September 2021
We apologize for any inconvenience and we are working to enhance this feature. If there is anything we can assist you with, please reach out to us at 800-884-6725. Thank you for your feedback!

What's new

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app.