Frost Bank

4.8
12.6K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Everything we do is aimed at giving our customers a better banking experience every time they interact with us. And our app is no exception.

Open an Account with the App
Banking better is easier than ever—simply download the app.
It only takes a few minutes to open and fund a checking account.

Send Money to Anyone
Send money to anyone with just their mobile number or email. Just select them from your contact list. No need to ask for their account information.

Deposit Checks
Securely deposit checks with a generous daily limit and next business day fund availability when you deposit before 9pm.

Quick and Secure
Log in with an easy-to-use four digit PIN that is unique to your device or simply use your fingerprint on phones running OS 6.0 and above.

Plaid Exchange
Securely connect your Frost account with over 18,000 financial institutions and 4,500 apps on the Plaid network

Manage Account Connections
View a list of Plaid-connected financial institutions and apps and if you change your mind about any or all of them – easily cancel their access

Link External Accounts
Securely link your accounts from other financial institutions to view all of your finances in one place

Personal Help 24/7
Talk directly to a Frost banker with the touch of a button.

Other Features Include:
- Place a temporary freeze on your debit card
- Send money to anyone, anywhere in the U.S. and make bill payments on the go
- Create memos for each transaction
- Locate 1,700+ Frost ATMs and 150+ financial centers
- View and zoom, save and print cleared check images
- See running balances, plus view and search transactions
- View upcoming payment and transfer activity
- Customer photos of Texas

Member FDIC
Updated on
27 Jun 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
12.3K reviews
N. Gohmert
2 December 2022
The app is tied to my debit card number. When I had fraudulent charges on a card I had NEVER used, the card was frozen. So, I was locked out of the app. Frost customer service was less than adequate. They refused to send a new card, insisting I go to a physical location. Our nearest Frost Bank is an hour away. When I arrived at the bank, they stated that their debit card system was down, and they couldn't generate a new card. Do better please. Do NOT tie the app to the debit card number!!
22 people found this review helpful
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Frost
13 December 2022
We sincerely apologize for the experience you have been through. On the app we have recently introduced the ability to use your SSN and either account or debit card number if you are locked out. Rest assured that the security of your account and information is a priority to us and we are sorry you had the experience you did.
Theresa Baxter
12 March 2021
This app gives me peace of mind. It's easy to keep up with my spending. My favorite feature is when you can go in and freeze your debit card. So noone can use, not even scammers. A few months ago I got an email saying my debit card is now linked to my Apple account. I have never had an Apple account. I immediately went into my Frost app & freezed my debit card. Before any money could be taken out of my account. The next day I went to the bank & got a new debit card.
109 people found this review helpful
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_
28 May 2024
My debit card gets declined when trying to make payments and purchases online or in-store, even when I have enough funds in my account. I've been a customer of this bank for about 2 months and thinking about switching to a better bank. :\ [EDIT]: Even after calling the bank just to verify my identity and purchases and to authorize those purchases, my debit card gets declined over and over again, and I have to call the bank every single time to verify my ID, my transactions, etc. Worst bank!
14 people found this review helpful
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Frost
23 May 2024
Hello, we apologize for what you have experienced regarding your debit card usage. We want to better understand what might be going on with your debit card. Please call us at 800-513-7678 or chat with us in real-time on our app to look into your debit card. Thank you for being our customer, Frost Digital Services.

What's new

What's New

We're always working hard to bring you a better banking experience. To ensure you get the best experience, turn on auto-updates so you always have the latest version of the Frost App. What's new:

Bug fixes