Vectra Mobile Banking

4.7
892 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Managing your finances on the go has never been easier with the Vectra Bank Mobile Banking app.¹

Personal banking features

Account management
• View account balances, details, and activity across accounts
• See your free personal credit score and report
• Apply for new accounts
• Review statements and notices
• Export transactions options

Payments & transfers²
• Send/receive money with Zelle®
• Transfer funds, pay bills, and send wires
• Mobile check deposit

Security & card controls
• Use biometrics for sign-in on supported devices
• Lock/unlock cards instantly
• Set up and manage security alerts

Rewards & offers
• View credit card rewards
• Discover personalized offers

Self service
• Find a branch and ATM
• Schedule travel notifications
• And more

Business banking features

Payments & Transfers² ³ ⁴
• Pay bills and employees
• Send and receive wire transfers
• Use Zelle® for business payments
• Send ACH direct deposits
• Mobile check deposit
• Edit or cancel payments
• Review payment history

User management⁵
• Manage users and permissions
• Reset passwords and access
• Receive personalized activity alerts

Invoice & Get Paid³ ⁴
• Create and send invoices
• Share payment links and QR codes
• Accept cards, ACH, and Apple Pay

Security & authorization⁶
• Use biometric sign-in
• Multi-factor authentication (MFA)
• Enable dual authorization
• Manage alerts and secure messages

To use the App, you must:
• Have a deposit, loan, line of credit, or credit card account with Vectra Bank
• Have a compatible mobile device and U.S. phone number
• Be connected to Wi-Fi or a mobile internet data service**

Have a comment or question? Email us at MobileBankingCustomerSupport@zionsbancorp.com.

**Message and data rates may apply. Please check with your carrier for details.

1 Mobile Banking requires enrollment in Digital Banking. Fees from your wireless provider may apply. Please refer to the applicable Rate and Fee Schedule (Personal or Business Accounts Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and Vectra Bank is neither affiliated with nor endorses these companies or their products/services.

2 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. See your Zelle® and Other Payment Services Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice.

Zelle® is intended for sending money to family, friends, and people you know and trust. It is recommended that you do not use Zelle® to send money to people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle® offer a protection program for any authorized purchase made with Zelle®.

In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license.

3 Wire Transfers and ACH Direct Deposit require enrollment in each service. See the Personal or Business Accounts Schedule of Fees for fees associated with each service.

4 Feature availability for business users is subject to user Entitlements.

5 User Management and certain administrative capabilities are restricted to Customer System Administrators (CSAs) on the business profile. Other conditions may apply, such as if the business has enrolled in Dual Authorization for certain transactions. Refer to the Digital Banking Service Agreement for more information.

6 Approvals are currently applicable for businesses who are enrolled in Dual Authorization, where two business users are required to complete certain transactions (one initiator and one approver).
Updated on
Jul 2, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Personal info, Messages and 3 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.7
881 reviews
A Google user
January 6, 2019
if I could give this a negative star rating I would unfortunately I have to stay with Vectra bank but this app is terrible I was told in February of 2018 that it would be fixed here we're going on another year and there still is no fix in sight. I have an Android phone and at least once if not twice per week I have to uninstall the app reinstall it to make it work. Vectra get with the program you may have me hostage as a customer but there are many many choices out there for other people.
6 people found this review helpful
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Zions Bancorporation, N.A.
January 9, 2019
Thank you for your feedback. We are interested in troubleshooting with you, please contact us at appstorefeedback@vectrabank.com and we will contact you. Thank you!
BlackStar420
July 28, 2022
I love the app it's clear and easy to understand and also the mobile deposit feature works quite well, just make sure you read the directions because you don't have to line the check up perfectly. My only gripe is that the app doesn't let me get my account number from inside of it and doesn't have templates for blank checks so that I can send invoices as a contractor.
3 people found this review helpful
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Zions Bancorporation, N.A.
July 29, 2022
Thank you for your feedback! We will pass your suggestions on to our Mobile Product Manager for consideration in the future. If you have any other concerns, please reach out to us at 800-884-6725, Mon - Sat from 7am - 8pm MT.
Barb Fischer
September 2, 2020
The app will not allow the passcode feature on my new phone.I've been able to use that passcode feature on other apps just not VectraBanks app. I contacted the bank she told me it was working fine on her phone so she suggested to call Samsung. They did a remote control test. We did everything under the sun. When I went back to try it on my s9 plus, it worked just fine so that tells us that your app is not updated well enough to be used on the newer released phones. I suggest you get busy.
Did you find this helpful?
Zions Bancorporation, N.A.
January 31, 2021
Thank you for your feedback. Please make sure you are using our latest app version (4.6.6). If you continue to have issues, please contact us at appstorefeedback@zionsbancorp.com with additional information and we will contact you.

What’s new

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app.